Affiliate marketing is a way to earn money online by promoting products or services and earning a commission on sales. It is growing fast in Nigeria because more people want to make money online.

Many companies now offer affiliate programs, allowing marketers to earn from referrals. Some programs pay high commissions, which means affiliates can make more money with less effort.
Benefits of High Commission Affiliate Programs
Joining high-commission affiliate programs in Nigeria has several advantages:
- More Earnings – Higher commission rates mean bigger payouts per sale.
- Variety of Products and Services – Affiliates can promote different types of products, from e-commerce to web hosting and travel services.
- Low Startup Costs – No need to invest money upfront. Most programs are free to join.
- Flexible Work – You can work from anywhere and set your own schedule.
How to Choose the Best Affiliate Marketing Programs in Nigeria
Not all affiliate programs are the same. Here are some things to consider before joining:
- Commission Rate – Check how much you will earn per sale. Higher rates mean more money.
- Cookie Duration – This determines how long a referral stays linked to your account. A longer duration means better chances of earning.
- Payment Methods – Look for programs that pay through bank transfers or other convenient options.
- Payout Threshold – Some programs require you to reach a minimum amount before withdrawing your earnings.
- Relevance – Choose programs that match your audience’s interests. This makes it easier to get sales.
Popular Niches for Affiliate Marketing in Nigeria
Some industries perform better than others in Nigeria. Here are some of the best niches for affiliate marketers:
- E-commerce – Platforms like Jumia and Konga offer commission on products sold.
- Finance – Many financial services, such as loan and investment platforms, have affiliate programs.
- Web Hosting and Domain Services – Companies like WhoGoHost and QServers pay affiliates to promote their services.
- Travel and Booking Services – Airlines and travel agencies reward affiliates for bookings.
- Online Courses and Digital Products – Sites like Expertnaire offer high commissions on digital products.
Challenges and Opportunities in Nigerian Affiliate Marketing
While affiliate marketing is a great way to earn money, it comes with some challenges:
Challenges
- Payment Issues – Some programs delay payments or have high withdrawal limits.
- Limited International Opportunities – Some global affiliate programs do not support Nigerian affiliates.
- Traffic Generation – Getting people to click on your affiliate links requires effort and strategy.
Opportunities
- Growing Internet Users – More Nigerians are coming online, increasing the potential audience.
- Mobile Commerce – Many Nigerians shop using their phones, making mobile-friendly promotions effective.
- Expanding Affiliate Programs – More companies are launching affiliate programs in Nigeria.
Top 12 High-Commission Affiliate Marketing Programs in Nigeria
Here are the best affiliate programs that pay well in Nigeria:
1. Expertnaire Affiliate Program
- Commission Rate: Up to 50% per sale
- Niche: Digital products (courses, e-books, training programs)
- Payment Method: Bank transfer
- Why Join? High commissions and popular products in Nigeria’s online education space.
2. Jumia Affiliate Program
- Commission Rate: 4% – 11% per sale
- Niche: E-commerce (fashion, electronics, home appliances)
- Payment Method: Bank transfer
- Why Join? Large variety of products, trusted brand, and frequent discounts to boost sales.
3. Konga Affiliate Program
- Commission Rate: Up to 9% per sale
- Niche: E-commerce (gadgets, fashion, home products)
- Payment Method: Bank transfer
- Why Join? Established Nigerian brand with high traffic and competitive commissions.
4. WhoGoHost Affiliate Program
- Commission Rate: 15% per sale
- Niche: Web hosting and domain services
- Payment Method: Bank transfer
- Why Join? Reliable hosting services with a strong customer base in Nigeria.
5. QServers Affiliate Program
- Commission Rate: 15% per sale
- Niche: Web hosting and domains
- Payment Method: Bank transfer
- Why Join? Competitive pricing and popular among Nigerian businesses.
6. Travelstart Affiliate Program
- Commission Rate: Up to ₦5,000 per sale
- Niche: Travel (flight and hotel bookings)
- Payment Method: Bank transfer
- Why Join? Growing demand for travel services among Nigerians.
7. Bet9ja Affiliate Program
- Commission Rate: Up to 20% revenue share
- Niche: Sports betting
- Payment Method: Bank transfer
- Why Join? One of Nigeria’s largest betting platforms with high user engagement.
8. FairMoney Affiliate Program
- Commission Rate: ₦1,000 – ₦2,500 per lead
- Niche: Finance (loans and banking services)
- Payment Method: Bank transfer
- Why Join? Large customer base and high conversion rates.
9. Binance Affiliate Program
- Commission Rate: Up to 40% trading fee commission
- Niche: Cryptocurrency trading
- Payment Method: Crypto payout or bank transfer
- Why Join? High commissions and growing crypto adoption in Nigeria.
10. PayPorte Affiliate Program
- Commission Rate: Up to 10% per sale
- Niche: E-commerce (fashion and lifestyle)
- Payment Method: Bank transfer
- Why Join? Fast-growing fashion e-commerce platform with trendy products.
11. Learnoflix Affiliate Program
- Commission Rate: 50% per sale
- Niche: Digital courses and training
- Payment Method: Bank transfer
- Why Join? High commissions and increasing demand for online courses.
12. VBank Affiliate Program
- Commission Rate: ₦500 per referral
- Niche: Digital banking
- Payment Method: Bank transfer
- Why Join? Fast-growing fintech sector in Nigeria.
How to Succeed in Affiliate Marketing in Nigeria
To make good money from affiliate marketing, follow these tips:
- Choose the Right Niche – Focus on products Nigerians actively buy.
- Build a Website or Blog – Helps rank in Google and get more traffic.
- Use Social Media Marketing – Promote affiliate links on Facebook, Instagram, and Twitter.
- Leverage Email Marketing – Build a list and send promotions to increase conversions.
- Track Performance – Use analytics tools to measure which links get the most clicks and sales.
FAQs
How does affiliate marketing work in Nigeria?
Affiliate marketing works by promoting products or services through unique referral links. You earn a commission when someone makes a purchase using your link.
Which affiliate marketing program is the best in Nigeria?
The best program depends on your niche. Expertnaire offers high commissions, while Jumia and Konga are great for e-commerce.
How can I start affiliate marketing with no money?
You can start for free by creating content on social media, writing blog posts, or using free website platforms.
How do affiliate marketers get paid in Nigeria?
Most programs pay via bank transfer, mobile wallets, or cryptocurrency (for platforms like Binance).
Can I do affiliate marketing without a website?
Yes, you can promote links on social media, WhatsApp, YouTube, and forums. However, having a website helps build trust and increase sales.
Conclusion
Affiliate marketing is a great way to earn passive income in Nigeria. By choosing the right programs, promoting effectively, and staying consistent, you can build a successful income stream. Start with the top programs listed above and focus on growing your audience for better results.

Article by:
Oyejobi Adeola, founder of NiveDigital & NiveDigital Academy, is a top expert in SEO and digital marketing.
With over a decade of experience, he has helped businesses grow through advanced SEO strategies and trained hundreds of students to succeed online.
His insights have been featured in top industry publications.